Full financing cashback with the best offer from QIIB! Profit rates starting from 3.50% this Holy Month of Ramadan.

Your chance for a Full Financing Cashback with the best offer from QIIB on the occasion of the Holy Month of Ramadan. Profit rates starting from 3.50%.

 

Don’t miss your chance!

 

Key Benefits:

 

  • A chance to win a full financing cashback in the draw.
  • Competitive APR from 3.50%, dependent on customer segment.
  • The offer includes Personal, Vehicle, and Mortgage Finance.
  • Offer available to QIIB and non-QIIB customers who wish to transfer their salaries and liabilities to QIIB.
  • Additional benefits for vehicle finance, including grace periods and financing up to 100% of the car’s value.
  • Offer valid from 19 February until 18 March 2026.
  • Draw Date: 26 March 2026

 

Terms & Conditions:

  • Two winners will win a full financing cashback at the end of the campaign, with a maximum limit of QAR 1 million per transaction.

 

Profit Rates by Segment:

 

Segment

Classification Profit Rate

Fakhama

3.99%

Wajaha

4.25%

Deyafa

4.50%

World

4.75%

Platinum

5.00%

New Salary

(Transferred Liabilities)

3.99%

Mortgage financing (First 2 Years)

3.50%

 

  • Net Financing amount is based on the net principal, with any early repayments during the campaign deducted from the total finance amount.
  • All financing must be salary-based
  • Customer will get 1 Token for every 10,000 QAR of net financing amount
  • Finance Period must be minimum 4 years to enter the draw
  • Cashback is on Principle Value of the loan
  • Each winner can only win once
  • If customer has more than one financing during the campaign period, the cashback will be given on his total principal financing.
  • All other Terms and Conditions are to remain as per published Retails Finance Policy
  • Home Finance rules is to be as per the published Mortgage Policy
  • Rate for Real-Estate Mortgage is fixed for first 2 years, after which the rate will reflect the published Mortgage policy.
  • Employees only are excluded from the Draw

 

Real Estate Finance:

  • 3.5% mortgage financing rate based on salary for the first two years.
  • 2% early repayment fee applies if paid off before 4 years.
  • Customer who wish to take 3.5% on mortgage financing must have a minimum of 4 years as financing period.
  • Subject to QIIB’s published Mortgage Finance Policy.
  • Fixed rate for the first 2 years, followed by rates in line with the prevailing mortgage policy.

 

Vehicle Finance:

Applies to all car brands

 

Covers new and used vehicles

  • Financing up to 100% for Qatari
  • Financing up to 80% for expats
  • Grace period of up to 12 months for Qataris
  • Grace period of up to 3 months for expats
  • Vehicle to be mortgaged to QIIB (Residents)Vehicle insurance is compulsory