Get your financing with QIIB at competitive profit rates starting from 3.99% and enjoy an unprecedented chance to win a cash prize equivalent to your transferred salary for an entire year.

Key Benefits:

• Two customers will win back their salaries transferred to the bank for a full year in the draw held at the end of the campaign.
• Automatic entry into the draw upon obtaining the finance.
• Competitive APR from 3.99%, dependent on customer segment
• The offer includes Personal and Mortgage Finance.
• Available through mobile and internet banking, as well as across all branches.
• Available to existing bank customers and customers of other banks who transfer their salaries and liabilities to the bank.
• The offer is valid from 24 September until 9 November 2026.
• Draw date: 19 November 2026

Terms & Conditions:

• Financing Amount is calculated based on net principal value, therefore any payoff during the campaign period will be deducted from the finance amount when calculating Total Finance Amount.
• Each customer applying for financing will be awarded one token for every 10,000 QAR of the net principal finance applied for during the campaign period.
• The minimum financing tenor to enter the draw is 4 years.
• All included financing types are secured strictly against salary transfer only.
• All other Terms and Conditions are to remain as per published Retails Finance Policy
• Real estate finance terms are subject to the real estate financing policy in effect and announced at the bank.
• Rate for Real-Estate Mortgage is fixed for first 2 years, after which the rate will reflect the published Mortgage policy.
• Draw will be done with MOCI representative attendance.
• Customer Salary certificate will be used to calculate the prize amount.

Profit rates apply according to the offer and customer segments as follows: